Further thinking to get the juices flowing.

“You have to move as slowly as us.” This was the advice from a government official who was visibly worried by the rapid pace we were suggesting for a tech project. This wasn’t the first time we saw government afraid of moving fast.

With fintechs and neobanks posing an existential threat to the Big Four banks, the incumbents are scrambling to launch their own digital ventures to try to fend off the disruptors — but are they doing it wrong?

Here's five dead giveaways...

We are finalists in ARN's Innovation Awards for the Smart Technology Category